Posted 11 April 2012 - 09:26 PM
thought id post my experiences on insurance.
Car: 998, 1987 mini. stage 1 nice interior, alloys.
Driver: 18 year old male 1 years no claims
after a years insurance that finished in september 2011, i was quoted 1200 with footman james, i called them up and they wanted 800 after i spoke to them. i then decided after that since i was going to uni id hold off till easter. at the start of easter it looked at allot of quotes and was getting quotes from around 1200. i was going to all the well known places with no real luck.
i contacted aviva who quoted 730 all mods declared. 2 named drivers (my parents ), the major problem was that the quote was based on 1 years no clames. i then worked out that footman james have not awarded me 1 years NCB but could prove that i had a years claims free driving, i contacted aviva and they who at first would not let me get insured as they were unsure weather it counted as 1 years no claims, i then talked to the no claims team at aviva who confirmed that the proof of a year of claims free driving could be converted to 1 years no claims meaning i could accept the quote.