Posted 16 November 2012 - 11:37 PM
It did. The mini went up by £60. I read an article recently in an old mini world magazine (from 1996 I think) wherein a woman purchased a mini flame red second hand, she was asked when she insured it 'Any mods'? She declared NO. Into her first years insurance she rear ended somebody, no problem everyone thought.
When the insurers inspected the car they noticed the Rover minilites, investigating further they discovered that the minilites never made it onto the flame red until 1990, as she had a 1989 model it should have technically had Mayfair style wheel trims they flatly voided her insurance, no refund, she was left to pay for all the damage & medical expenses as anybody uninsured would. PM me your email address if you want to read further & I'll scan you the article.
I've also got a slightly ported inlet on my RSP and a modified BDP needle as opposed to the standard BFY, these were not declared to the insurers, of course if they knew this as fact then they would void my insurance but how the heck will they detect a ported inlet & ground BDP needle. I'd always declare the visual & detectable things but anything other than that & things start to get anal.