36 replies to this topic

[wobbit]

liverpool victoria, 1200quid, im only 17 so its quite good really, conciderin my cheapest quote b4 was 2k!!!! its on a 1275 cooper.

[Lt-SilverDragon]

Gonna give HIC a call tomorrow, how do you get a discount?

[ed4ran]

I think you only have to say your a member of The Mini Forum,

When i was ringing around for insurance they (HIC) asked me if i was a member of a club because i could get a discount, so i guess you just need to say you are (and say which one)

and you may have to tell them what your member number is?
(correct me if im wrong)

[Jake Blues]

TC's 1300 Cooper S with non standard paint, alloys, exhaust, full length sunroof and agreed value was cheapest through Sainsbury's! Beat all the Mini specialists by loads. We got 35% ncd on Jem's car in the first year too! She's just renewed with Norwich Union (she's 19) after a year with elephant who were cheap but C**p when she had to make a claim after someone hit her. We had to sort out the repairer, get a quote, organise the car hire and do all the running around, so be warned! (Also if you are under 21 check the courtesy car rules, you might have probs!).
I know things have changed but my advice is to get a quality company and stick with it for 5 years to build up ncd. The AA did a good deal where you get breakdown thrown in for free.

[The Matt]

interestting topic this, I was expecting to pay 1000's for insurance on my modded mini (when it is finished). I will have to try Miniworld then, seems like they offer a very good deal. Always worth checking out what other companies can offer too though.

[minidaves]

try tesco's , firebond.co.uk, and your broker, remember because they are a insurance specialist not a speciliast in Mini insurance.

I hear some many problems with some of them its untrue but from my experiance firebond are good and you can evan speak with the underwriter it there is a problem.

but now it does not matter as i have a wonderful insurance policy called trade

dave

[Lt-SilverDragon]

Hic just gave me a quote for £800 :sad:

19
0 NCB
1000cc with alloy wheels

Is there a difference if I use the mini world number? Because I noticed that they use a different number then HIC.

Norwich union are willing to insure me for £400

[Jammy]

There might be? You can always give it a try? You ask them whether that was with the TMF discount (15%)? My first year (19, 0 NCB, couple of mods (exhaust, seats, alloys) was about £800. Got a renewal quote this month (20, 1 NCB, standard 998), £275.

[Waynetbun]

Has anyone got the Number for HIC?

[mattvallins]

Ok:
Stuff to list;
TMF membership,
Buying MiniMag/Mini world every month,
going to shows etc regularly,
Do you have more Minis, and did you do loads of work on yours yourself? HIC gave me a classic policy when I am 19 because I managed to convince them I was a collector :smartass:
Got mine down to £600 with flipfront, st1 kit and alloys, with a big claim in January.

[Jammy]

Was the claim your fault?

[mattvallins]

Well, I couldnt prove it WASNT my fault. So me being 19 didnt have a hope in hell of getting off it
The number for Miniworld is 08451 290290 I think.

[Waynetbun]

Cheers for that MattVallins

[mattvallins]

NO probs mate. Just check they say Miniworld insurance at the beginning, because I have it in my phone as HIC. But I also have the NORMAL HIC number, also under HIC :nugget:
*should really sort that......*

[jimbo_edmondo]

So matt what happend for you not to be able to prove it wasn't your fault? i'm intrigued...