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I Cant Find Cheap Insurance


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#1 adam_93rio

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Posted 24 June 2009 - 05:10 PM

i need to insure my first car and i passed my test on the 8th of june
its a 1275 1993 rio with a 2" bore exhaust and alloys as the only mods
im 19 and cant get insurance under 2 grand
is anyone in a similar sort of situation that can help me out
i did a search but strangly didnt find anything

but am i just being tight, i want fully comp for a year possibly with buy back option

cheers

#2 Billy

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Posted 24 June 2009 - 05:15 PM

the first 3 years aint cheep espicaly with mods :D

#3 mattwho?

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Posted 24 June 2009 - 05:17 PM

my first mini when i was 17 in 97 had buket seats alloys zorst the works and was 500 a year lol
that was with co-op inshurance back then

#4 Billy

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Posted 24 June 2009 - 05:18 PM

my first mini when i was 17 in 97 had buket seats alloys zorst the works and was 500 a year lol
that was with co-op inshurance back then

damn times have changed dude 97prices would be awsome today :D

#5 adam_93rio

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Posted 24 June 2009 - 05:29 PM

the thing is the insurance companys who say cheap insurance for young drivers, are usually the most expensive
i dont know what they class as cheap

£3504 from ecar

#6 adam_93rio

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Posted 24 June 2009 - 05:36 PM

ok best quote ive ever had here,
they didnt ask for mods so im unsure but 1700ish from churchill
OHH YES!


edit: thats making the assumption that there are no mods

Edited by adam_93rio, 24 June 2009 - 05:43 PM.


#7 Billy

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Posted 24 June 2009 - 05:37 PM

to be honest from the new drivers I have spoke to unless you are female 2 grand is normal :thumbsup:
this is why we have uninsured drivers as the ins co's extract the urine :D

#8 Sir Cheat

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Posted 24 June 2009 - 05:42 PM

Try footman James, Or Adrian Flux. I was with Adrian Flux for the 1st year when i was 18 with a 998 with alloys and that, I payed just under 900 quid. Im now with footman james for 300 quid.

#9 adam_93rio

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Posted 24 June 2009 - 05:45 PM

should i just put a standard exhaust on my car?

#10 leaky

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Posted 24 June 2009 - 05:52 PM

Im with performance direct. Im 17 its my first car. Stage one kit and 1275 head and its £1250. Do you mum or dad drive. If they have got good no clames then pop them on your insurence and weirdly it brings it down.

#11 adam_93rio

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Posted 24 June 2009 - 05:57 PM

Im with performance direct. Im 17 its my first car. Stage one kit and 1275 head and its £1250. Do you mum or dad drive. If they have got good no clames then pop them on your insurence and weirdly it brings it down.


thanks mate, did you do it online?

#12 leaky

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Posted 24 June 2009 - 05:59 PM

No I called them. That way you can have a chat with them and talk through you mods and such. Their very helpfull

#13 adam_93rio

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Posted 24 June 2009 - 06:01 PM

No I called them. That way you can have a chat with them and talk through you mods and such. Their very helpfull


ok cheers, i think their number is in miniworld so il give them a call

#14 leaky

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Posted 24 June 2009 - 06:09 PM

You also might want to try Adrien Flux. IF you sign up to TMF+ you get 10% of your quote.

#15 Beddo88

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Posted 24 June 2009 - 06:10 PM

I'm also with Footman James, but you have to call them to get a quote. Their web wnt give you a quote if you're under 25 :D I've got a standard 998 and i pay 300. Maybe consider putting the old exhaust back on? Might save you a bit.

Think im correct in saying footman james doesnt earn you no claims bonus though?




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