31 replies to this topic

[mymini007]

My insurance for my mini is due, just got a quote,

Last year I paid, £97.00 fully comp,

This year the quote was £112.00 fully comp

If I add my "modifcations", alloys, decals, and lowered suspension it goes up to nearly £300.00. and thats with out the engine mods that will be going in in the next few weeks

[01smartc]

Think yourself lucky ... my renewal has just come through a £1549

[mymini007]

Think yourself lucky ... my renewal has just come through a £1549

Holy brown sticky stuff
Either you are running a v-tec or you are 18!

[jaydee]

yes, but agreed value is superior isnt it?
Otherwise thata a rip off. You just did exterior trimming..

[mymini007]

yes, but agreed value is superior isnt it?
Otherwise thata a rip off. You just did exterior trimming..

it was just the tick box on the confused site, so i just ticked, the

exterior decals box
lowered susp box
alooy wheels box
and the aftermarket exhaust box

so no! Thats not an agreed value quote.

[huntface]

Correct me if I'm wrong peeps, but if you don't declare a modification then have to make a claim and the insurance assessor spots the mod, they won't pay out will they?

[sam_1275_carbon_sprite]

Think yourself lucky ... my renewal has just come through a £1549

Holy brown sticky stuff
Either you are running a v-tec or you are 18!

lol i am 18 and my 1275 has only cost me 1100 fully comp!

XD

[somecrapname]

£300 isn't that bad!

who gave you the quote, and what are the t&c's? without any info it's kinda arbitrary

[Prawn]

Jamie, my 1380 costs me £218 a year fully comp with HIC, you know the spec, and I'm about 8 years younger than you!

Get on the phone son.....

[mymini007]

£300 isn't that bad!

who gave you the quote, and what are the t&c's? without any info it's kinda arbitrary

From £112 to £300 for some stickers and a bit of bling, I think ist horrendous. and NOT agreed value. the best quote was swinton.

[rick.spi]

My insurance for my mini is due, just got a quote,

Last year I paid, £97.00 fully comp,

This year the quote was £112.00 fully comp

If I add my "modifcations", alloys, decals, and lowered suspension it goes up to nearly £300.00. and thats with out the engine mods that will be going in in the next few weeks

i wish... lol

mine was 1200ish? this year, and i havnt declared any mods at all yet.

and before you all bollock me its not even on the road atm (blew up) and its all getting declared before its back on the road.

Edited by rick.spi, 03 August 2009 - 08:39 PM.

[mymini007]

Jamie, my 1380 costs me £218 a year fully comp with HIC, you know the spec, and I'm about 8 years younger than you!

Get on the phone son.....

I had 2 205 gti 1.9's on classic car insurance last year, both fully comp with agreed values, totalling 10k miles a year and then only cost me £300. I will be on the phone tomorrow, thats for sure.

[somecrapname]

£300 isn't that bad!

who gave you the quote, and what are the t&c's? without any info it's kinda arbitrary

From £112 to £300 for some stickers and a bit of bling, I think ist horrendous. and NOT agreed value. the best quote was swinton.

you're also using confused which an abysmal site, or at least not worth considering if you have any modifications, even basics. call up a 'proper' mini insurer who'll understand that 'suspension modifications' isn't some boy racing stick-on spax logo and understand that uprated dampeners and hi-lows are practically essential =)

I searched around a lot for mine, and as soon as i started calling places like Adrian flux the price changed for the better (considerably).

[jaydee]

Ask adrian flux for a quote.
I pay loads more, but its a fairly modded car. Increasing insurance qoute for chrmoes and stickers its a rip off. Thats my opinion.

[mini-man-dan]

Think yourself lucky ... my renewal has just come through a £1549

Holy brown sticky stuff
Either you are running a v-tec or you are 18!

lol i am 18 and my 1275 has only cost me 1100 fully comp!

XD

What insurance company is that with? I'm 16, and by the time I'm 17 my 1275GT will be my first car, really not looking forward to the first year's quote!