31 replies to this topic

[carboy001]

Jamie, my 1380 costs me £218 a year fully comp with HIC, you know the spec, and I'm about 8 years younger than you!

Get on the phone son.....

Bloody hell thats cheap! Where did you get that Prawn?

[sam_1275_carbon_sprite]

Think yourself lucky ... my renewal has just come through a £1549

Holy brown sticky stuff
Either you are running a v-tec or you are 18!

lol i am 18 and my 1275 has only cost me 1100 fully comp!

XD

What insurance company is that with? I'm 16, and by the time I'm 17 my 1275GT will be my first car, really not looking forward to the first year's quote!

its direct line mate, just don't even consider mentioning the word moddified to them mines changing to adrian flux at renewal time, because the 1 years ncb will offsetr he cost of declaring the mods also, i have done the pass plus certificate which gave me a 200 pound discount XD

[newdawn1st]

Jamie, my 1380 costs me £218 a year fully comp with HIC, you know the spec, and I'm about 8 years younger than you!

Get on the phone son.....

Bloody hell thats cheap! Where did you get that Prawn?

er.. HIC? I'm with them too, but I only have minor mods, 'stage one', cosmetic bits, roll cage etc and pay £287 FC.

[arnie]

i used adrian flux on my 1991 cooper, £164 fully comp with break down cover, thought was superb until i sold the mini and cancled the insurance and found out that im not intitled (spelling) to any money back because i was just over 5 mths into policy and classic cover don't refund after 5 mths, think they should tell people from the start myself, as this happend to anyone else.


simon.

[01smartc]

well my insurance is on a 2.0 ford capri, with twin 40s and stg 4.5 cam! ... Bt thats nt the point. I could rite the car off twice and buy a new 1 and still av change for the insurance i pay.

[dsgoody]

I was 17 on the 28th July and had to pay out £1507.60, but it doesn't go up when I get up full License.

[mymini007]

Thats better, phoned HIC and they will give me fully comp, on a classic car policy, for £146.00 and it costs £11.75 to agree the value with 6 photos.
Much better the £300

[cityandcolour]

i never told my insurance about my modifications to be honest, it was £1400 frst year for a standard 1000cc! when someone ran into me i was fined £25 for not telling them about the modifications. as with my new car, according to them its a standard mini 25, doesnt have wide wheels and arches and a stage 3 cylinder head amongst other fast road mods. its cheaper to do it that way i think, and its keeps my premium right down.

[Komenda]

£300 is a pretty good price and other people seen to get good deals.

My insurance is £470, I have a 1330 MPi, with various other mods. Value is agreed at £8k, I can't complain about that.

[Jim_Jam]

lol i am 18 and my 1275 has only cost me 1100 fully comp!

XD

aay?! is that on your parents or something? I'm 17 and will be paying just a touch over that for 6 months once I've done my pass plus. After the 6 months Endsleigh will give me a 1 year no claims discount with them which will cost me about 1k for the year, so a bit over 2k for one and a half years...third party fire and theft ...I searched for days for insurance, the cheapest I could get for a year was about 2K. Did I forget to mention I have a standard 998cc?..

Edited by Jim_Jam, 10 August 2009 - 04:05 PM.

[RetroRay]

Dont want to start another topic but i tried getting a quote for my mini earlier with direct line gave them my only mod which is mk2 rear lights and i was told they couldnt insure me with them as a mod

confused !!!!

[Komenda]

Computer says no

Best speaking to a decent Insurance Broker rather than a trained chimp at a direct insurer. Any deviation from the norm and they can't cope.

[RetroRay]

lool he had to put me on hold aswell when i mentioned it ha ... cant really get a quote from a mini insurer as im going to be selling it soon but i still need it for the time being

[jaydee]

Forget about direct line, i had them for a while, they give you a good quote, and its ok for the first year. Then premium will rise like mad during the following years.

[Figs122uk]

Think yourself lucky ... my renewal has just come through a £1549

Holy brown sticky stuff
Either you are running a v-tec or you are 18!

Im 18. Stand 998cc engine = £1,398