33 replies to this topic

[olds_kool_lews]

im 23 n i pay £274 a year, fully comp, with 1 years no claims, all mods declaired! n thats with hic

[cooperdan]

Im 23 with 4 points, a cd10, a sp30 and a 2 week ban in the last 3 years. Mini is 1380 everything is modded apart from rollcage. Agreed value of 5k, 3k miles a year fully comp. £130 with HIC which is partnered with flux.

wow..OMG thats insane...lol

[jamie_t]

prob not very helpfull but im 17 and mine is £900ish on my dads with max no claims!!! no mods declaired

[cooperdan]

im 23 n i pay £274 a year, fully comp, with 1 years no claims, all mods declaired! n thats with hic

wow...thats good

Ill have to remeber that when it comes to renewal..

at the moment im with more than and payig £350 fully comp, 3 years no claim which is good

[captainjack15]

prob not very helpfull but im 17 and mine is £900ish on my dads with max no claims!!! no mods declaired

No mods declared so you've got mods and not going to tell them?? Or just don't have any mods??

[jamie_t]

prob not very helpfull but im 17 and mine is £900ish on my dads with max no claims!!! no mods declaired

No mods declared so you've got mods and not going to tell them?? Or just don't have any mods??

I have small mods like speakers, pancake air filter, halogen lights and a roll cage. When I tried telling the insurance when I was getting quotes they all said they can’t insure me because of them

[1977 Loud_Mini]

I am 17 and have a mini 998cc and it has a bodykit, exhaust and alloys etc and is £501.36 TPFT from footman james and is my own insurance not on my parents.

[captainjack15]

prob not very helpfull but im 17 and mine is £900ish on my dads with max no claims!!! no mods declaired

No mods declared so you've got mods and not going to tell them?? Or just don't have any mods??

I have small mods like speakers, pancake air filter, halogen lights and a roll cage. When I tried telling the insurance when I was getting quotes they all said they can’t insure me because of them

Hmmm well I'm sorry to say it, but now if you crash the insurance company will try and wriggle out of paying because you didn't declare your mods :\

Sorry

[Ouster]

prob not very helpfull but im 17 and mine is £900ish on my dads with max no claims!!! no mods declaired

No mods declared so you've got mods and not going to tell them?? Or just don't have any mods??

I have small mods like speakers, pancake air filter, halogen lights and a roll cage. When I tried telling the insurance when I was getting quotes they all said they can’t insure me because of them

...which means if you have a crash, your insurance is invalid, which completely defeats the point of paying the £900 a year!

[Team Loxley Racing]

I'm 18 with a Standard 998, I'm paying £550 fully comp with Aviva.

[mimi the mini]

Yup, they won't pay that's guarenteed.You have to declare everything, wheels, arches...... everything that looks different to what it was like when in the factory

[secondopsman]

racing green 1989, stage 1 kit, sport pack arches,13deep dish alloys,12g295 head,rover 220 leater interior, £103 per year fully comp,But then im old (38) and have 15 years ncb its with HIC.
Pete

[captainjack15]

Exactly!!

[rick.spi]

19 2 years ncb, cooper spi, no mods declared (would be declaired but its not on the road atm) was around 900 (1200 after the extra from paying monthly. my 1.8 focus is around the same amount as the standard mini.

when its on the road again ill have to declair:

new engine (1293 still spi but 274 cam, pistons, decent crank and the usuall stuff)
SC boc and drops (when i get one to replace my broken box)
maybe a stage 4 ish head if i can get the wonga...
lowered
camber
shocks
brakes
modded throttle body???
exhaust
filter
wheels
arches
mk1 grille
bonnet straps

recon theyyl rape me on insurance or not?

Edited by rick.spi, 26 November 2009 - 10:51 PM.

[jamie_t]

well when i pass ill change my insurance to footman james and tell them about the mods!

Edited by jamie_t, 26 November 2009 - 11:15 PM.