69 replies to this topic

[daveholman]

What i mean is after lessons and so on all the expreiance needed is gaind from the lessons and the first week of driving without an instructor. After that everything is commen sence crashes happen from people not thinking and being destracted or not having commmen sence, since commen sence is nolonger a commen thing.

Someone who has been driving for a week does not have the same amount of experience and knowledge about road conditions as someone who has been driving for thirty years. It's the same in every situation, more experience means more knowledge and an ability to do the required task to a higher level.

Let me put it this way, if I needed brain surgery and there was a doctor who had thirty years under his belt and one who had a week I know which one I'd prefer to do the operation, common sense of not.

[me madjoe 90]

Insurance shouldent be a high a price for young drivers they have more than enougth experiance in the first week of driving.

No offence, but...........................................................

The best of luck for your future driving career.

Nice of you to add a relevant and extreamly usefull post to this topic

And good luck to you with yours....

[me madjoe 90]

I passed my test in 1999 and I thought I was the best driver in the world!

A few years on, and I've realised I'm not!

Someone told me you start to learn to drive when you pass your test, and you never stop learning!

I've never had an crash that has been my fault, but I had one last year which wouldn't have been as bad if I was driving further away from the van in front of me (I only just missed the van, then someone crashed into me pushing me into it)

Insurance has to be based on statistics, if young men are a greater risk group they should pay more!

Or they should get a percentage of their premium back if they don't claim!

Well in my opiniyon you only gain more bad habbits. As you gain more expreiance most people think they can drive better and then belive because of this they can take more risks and handle them. And there littel habbits then slowly become there driveing style and take over. Then theres the people who drive stupidly slowly thinking there safe when realy there causing more hazzerds not traveling with the flow and tyhey also indecate erly and proceed to pass five or so junctions and then turn misleading the trailing road users.

[me madjoe 90]

What i mean is after lessons and so on all the expreiance needed is gaind from the lessons and the first week of driving without an instructor. After that everything is commen sence crashes happen from people not thinking and being destracted or not having commmen sence, since commen sence is nolonger a commen thing.

Someone who has been driving for a week does not have the same amount of experience and knowledge about road conditions as someone who has been driving for thirty years. It's the same in every situation, more experience means more knowledge and an ability to do the required task to a higher level.

Let me put it this way, if I needed brain surgery and there was a doctor who had thirty years under his belt and one who had a week I know which one I'd prefer to do the operation, common sense of not.

If the docters done all the neccersary training and reaserch to become a qualifyed brain surgen then they should be just as good as the other older 'expreianced' surgen and thats that.
And Sorry thats a poor syimley as the docter shouldennt and wont pick bad habbits up. Because they know they are there to save lives.

However this should be how a tipical road user should think as they are technicly in a box than can give or take someones life and if they pic up bad habits then they are more likly to kill some one just like said surgen .


And im now droping out of this topic now ive vioced my opiniyon and thats all. Canot be bother with peoples anoying comments on my spellings or my opiniyons .

To the O.P sorry for taking this abit off topic.

Edited by me madjoe 90, 01 March 2011 - 09:49 PM.

[Carlos W]

I passed my test in 1999 and I thought I was the best driver in the world!

A few years on, and I've realised I'm not!

Someone told me you start to learn to drive when you pass your test, and you never stop learning!

I've never had an crash that has been my fault, but I had one last year which wouldn't have been as bad if I was driving further away from the van in front of me (I only just missed the van, then someone crashed into me pushing me into it)

Insurance has to be based on statistics, if young men are a greater risk group they should pay more!

Or they should get a percentage of their premium back if they don't claim!

Well in my opiniyon you only gain more bad habbits. As you gain more expreiance most people think they can drive better and then belive because of this they can take more risks and handle them. And there littel habbits then slowly become there driveing style and take over. Then theres the people who drive stupidly slowly thinking there safe when realy there causing more hazzerds not traveling with the flow and tyhey also indecate erly and proceed to pass five or so junctions and then turn misleading the trailing road users.

I have done 2 driving tests with work in the last 3 years, and yes, i do have bad habits, but you can't teach experience! And I would say my experience makes me a better driver than my bad habits make me a worse driver

[Burnard]

Wow.

Epic thread


But seriously why does it matter?

We all know insurance companies are out to make money.
The government get s big chunk of that money.


Everyone on the road is as likly to crash as everyone else, due to the fact that when you have a crash, you normally hit someone else, they could be any age.

Yes, as an 18 year old i am statistically more likly to have and accident than a 40 year old, or an 18 year old girl, But when i have an accident, i hit them. Meaning they have had an accident as well.

It does not matter what age, sex, race you are, you are just as likly to be involved in a crash as anyone else on the road.
Ok, this likly hood of haveing an accident does depend on where you live, and how much driving you do...

So why dont they just base it on that? Limited mileage policies for everyone, the rate depending on where you live.


And ******* equality, men and women are different, its just a fact.
Saying that, i am not intentionally sexist, and i do believe women can do allot of things people think they cant, or should do, but they cant do everything.
It works the other way round aswell, men cant do allot of what women do either.

short version, i agree with juju

[ShoutforJoy]

Just caught up with this thread, it's come a long way during the day. I find it quite interesting that some of the most prolific contributors are the young men who will be the winners in all this - and everyone seems to agree that the system needs to change.

Lots of peope have siuggested limited mileage policies and premiums based on mileages. Well this is currently the case - when you take out insurance they ask for your annual mileage and base your premium on it. If you ever have to claim they look at the MOT history etc to check that you haven't been doing more miles than you should.

Perhaps the answer is for all of us to have 'pay as you drive' insurance with the little black boxes mounted in our cars. Then the insurance companies would know when, where and how we drive and could base premiums on that. Or is that a bit "Big Brother" for us?

[Burnard]

That black box thing isnt too big brother, its just against the law thanks to the human rights act

Its not a bad idea, but i dont want to be monitered by that, and think about how much it would cost!


Maybeeee, and this seems like a brilliant idea....

No car insurance.
No car tax.
Increase the fuel prices, and distribute the monies...

[Carlos W]

Our work vehicles have got black boxes in them, and we're subject to random checks as well as certain speeds, braking, hard covering ping up! I think it encourages better driving as you're always aware its there

[stormintrooper]

right i will say this now, my comments are not intednded to be taken as sexist more blind opinion, when it comes to male and female drivers...i believe both have pros and cons

guys are more willing to take risks yes...which means theyre more likely to have an accident

however from my experiences on the road, although women are more careful, they dont seem to pay attention to their surroundings

iv lost count how many times a female driver has pulled out from a junction and not bothering to even look at any incoming cars (usualy me for some reason) nearly causing an accident, and yes i will admit iv also lost count how many times some "boy racer" has flew in our out of a junction nearly causing an accident

as said this isnt me having a sexist pop just more my opinion based on my experiences


so i do believe what theyre doing is right, even my other half aggrees with it, she says alot of women only want equality when it suits them, so if we're to have an equal world why shud guys have to pay more?

[stormintrooper]

Maybeeee, and this seems like a brilliant idea....

No car insurance.
No car tax.
Increase the fuel prices, and distribute the monies...

what about private businesses and such where driving is a big part of their job...i.e.....delivery people.....and more alike, they'd end up paying more due to their higher mileage

[Ethel]

Which they could pass on to their customers, as they already do. If you accept we need to reduce car usage then making people look for less costly alternatives is a good way: we have to make sure the alternatives are actually less costly at the point of use first. Since you're currently committed to paying your insurance and road tax, even if the car stays in the garage you tend to balance only the cost of the fuel against bus fares, or whatever. The bus company has to cover all their costs in the ticket price however.

Black boxes wouldn't infringe on your right to privacy as long as you have a reasonable choice to not have one

[djdobson]

i think that men do pay too much but we have to live with it... my girlfriend who is 18 just passed so no no-claims insurance on 1 litre micra £650.
my insurance on the same car with 3 years ncb, no accidents, claims or anything £660. i mean what the hell that stupid. if the figures were worked out per mile i am sure that accident rates would either level out or be in favour of men. not that i am being sexist but the majority of female drivers only do short journeys, once again not a sexist claim due to there being more housewives than house husbands, so it is only short journeys yet men are more likely too travel more miles.

it would be nice if the rates went down but i think that it should be insurance on the car rather than who is driving it ( minus points and accidents and such like)

[Juju]

People have started revealing their true opinions about the opposite sex in here.

No surprise, really.

[Mini Cheddars]

I vote for mixed sex changing rooms and toilets.