33 replies to this topic

[AndyMiniMad.]

I think the point is that the insurance company does not HAVE to ask about modifications. But just because they dont ask does not mean you shoudnt tell them anyway. When they refuse to pay out a claim on a technicality such as this, you wont be able to use the argument "well you never asked" Its YOUR responibillity to inform them, not thier resposibility to phone you every week to ask "done anything to your mini this week then"

[shellspeed]

There is a school of thought that copper lines are better from the point of view of not flexing and getting 'whip' in the line when the brakes are applied. The plastic tube inside the braiding will try to straighten when braking pressure is applied. Energy applied is lost from the braking effort in the same way that standard rubber hoses will allow swelling under braking when aged.

As for legality, I never had a problem with my MOT. This may be the experience of one and not another. Personally, as far as insurance goes, I would inform them if a farted in the car incase it invalidated my policy.

[Burnard]

The MOT, just like mainstream insurance, expects your car to be a production vehicle. People who build and modify their own cars produce I estimate under 2% of the total number of vehicles on our roads. The MOT isn't designed with them specifically in mind. If you look at what the MOT is actually assessing it's there purely to keep track of the maintenance of your vehicle, it assesses things that might reasonably wear out in use and go un-noticed. That's why new cars don't need an MOT for 3 years. It assumes the car was built legally in the first place, you can't expect every car to be hauled through a comprehensive type approval every year. It would take hours. It is the driver's responsibility to ensure the car is road legal, anything you modify you are responsible for. It is only possible to fail an MOT for things specifically listed in the MOT manual as a reason for rejection. They don't check the approval or construction of each component. You can fail for broken, worn, stretch or kinked brake lines and I believe even for corrosion of brake line ferrules, but the way they are made is assumed to be right in the first place.

So they dont think about modified cars....


http://www.the-ace.o...-from-2012.html

They have CHANGED the MOT because they know people modify their cars.

Essentially, they will now be looking for modifications and assessing them.

[Dolly 89]

I think the point is that the insurance company does not HAVE to ask about modifications. But just because they dont ask does not mean you shoudnt tell them anyway. When they refuse to pay out a claim on a technicality such as this, you wont be able to use the argument "well you never asked" Its YOUR responibillity to inform them, not thier resposibility to phone you every week to ask "done anything to your mini this week then"

Well yes i understand that they dont have to ask about modifications and that you have to tell them, but you need to tell them about the modification not the manufacturer of the item, well that was the case for my company when i started realling off the names of company they said all they need to know is what modification has been done not about who makes them. I really dont know how they would be able to tell who made them anyway. nIf i was to hold up 2 brake lines one that i made and one that comes standard on the rear of a cr 125 how would you tell the difference because i know i certainly can't and im the one that has put them together and ripped them apart.