32 replies to this topic

[strothow]

Adrian flux come in at a mere £2100. Phoned up a few others in back on mini mag, some don't quote @ 17yrs, the rest in excess of £7000, yes 3 zeros there.

I'll keep searching about modding a 998! One company said if it was modified it would actually be cheaper so....who knows lol!

[MiniLandy]

Bloooody hell...

Good luck!

[strothow]

Thanks!

[blackbelt1990]

I'm 17 though...

I was only 18 at the time... and had lost my license once...

[strothow]

How long ago though?
Insurance is going up daily i think!

[blackbelt1990]

I'm 21 now but... this is my insurance history

17, Modified SPi Cooper £1800
18, heavily modified 1275 1yr NCB £900
19, 1.7 Volvo Coupe 2yr NCB 6 points £1000 (car was only worth £250)
now, 2.0 turbo Saab cabriolet, not garaged, 3yrs NCB, 6 Points, very high mileage £1400

It pays to take that first plunge, I saved all year for my first quote, if I didn't have points my insurance would have kept going down, my friends all have relatively high costs becuase they started on their parent's insurance as named.

EDIT: that's very brief, ages and costs may differ slightly... lol

Edited by blackbelt1990, 25 May 2011 - 07:54 PM.

[strothow]

Haha, cheers for that.

I'll try peter james tomorrow, but got a feeling that im probably going to have to get a 998 and do what i can to improve performance without the insurance rocketing!

Cooper s head?

[valve bounce]

i phoned footman james the other night for my insurance i have 1 years ncb and a fault crash of £1700, im 19 and they want £1400 for fully comp with mileage of 4000miles per year.
in the end i went with kwikfit car insurance, 6000miles per year fully comp and the price i paided was £593

[MiniLandy]

Either a 12g295 that's skimmed to bring the comp ratio up, or a 12g940 with pockets cut in the block to allow room for the big valves.

266 or 276 cam would be a good choice, also, get a copy of David Vizard's "Tuning the A series engine".

As for the PM, no problem mate

Edit, with ref to the guy above me, it seems the era of cheap insurance from Footman James is over.

Edited by MiniLandy, 25 May 2011 - 08:25 PM.

[mini-thomas]

Im 17, test passed for 5 months an i got a quote from footman james for a 1991 cooper, stage 1, alloy rad, 13x7 and sportspack arches, limited to 3000 miles for £1060 TPFT.

[.998TANGO.]

i just had my renewal with footman james, mine went up by £60 and a further £20 for changing the engine 998 to 1275. and all other mods declared: roll cage,bucket seats, alloys etc. its now £700, im 19 driving for 2 years. 3000 limited milage and agreed value of 3k.

not sure what's going on with insurance at the moment got a quote online for a 1.8 mx5 was only £1400 and a civic vti 160bhp is the same price which i thought was a very good considering my age, makes no sense atall!

[strothow]

Thanks for that guys/gals! Last few posts are interesting! Will have to speak with kwik fit and see what they can do.

Mini Thomas - Is that a 1275?

[mini-thomas]

Thanks for that guys/gals! Last few posts are interesting! Will have to speak with kwik fit and see what they can do.

Mini Thomas - Is that a 1275?

Yea 1275 cooper.

[strothow]

Hmm thanks, 1k is still un affordable really, especially when upgrading cars.

[Hemihead]

try lancaster insurance