Job Change - Now They Wont Insure Me!
#1
Posted 25 November 2011 - 11:36 PM
Apparently now I am a "high risk" category and they are refusing to insure me!
I am 22 years old and have been working for 7 years of my life.
Every other insurance company wants 4K plus to insure me, I managed to get Adrian flux for 1700 and that was a stretch.
If I cant get insured by anyone else for a similar amount I am going to have to sell my car.
This is utter bull ****. I am so furious. Has anyone else experienced anything like this?
#2
Posted 26 November 2011 - 12:00 AM
#3
Posted 26 November 2011 - 12:04 AM
#4
Posted 26 November 2011 - 12:26 AM
#5
Posted 26 November 2011 - 12:27 AM
But apparently going from my old desk job last year, which was a recruitment consultant ( stop gap for a year to earn some money for equipment and the mini) meant they now wont insure me!
#6
Posted 26 November 2011 - 12:27 AM
#7
Posted 26 November 2011 - 12:27 AM
yes we are all risks on the road but what we do for a living does'nt make us less of a liability than another... should'nt we all be treated as equals regardless of financial status..race and background grrrrrr
i'd refrain from listing yourself as either of the following too
builder - likely to tell porkies and stop at the pub in the work van on way home
chef or kitchen staff- access alcohol
publican / bar staff - as above
mechanic- most likely to tamper with car and make undeclared modifications
#8
Posted 26 November 2011 - 12:59 AM
I wish I was a director of a company! Unfortunately I just direct videos and short films and I am a camera operator and editor as well.
But apparently going from my old desk job last year, which was a recruitment consultant ( stop gap for a year to earn some money for equipment and the mini) meant they now wont insure me!
Try describing yourself as a camera operator or editor and see what difference it makes.
#9
Posted 26 November 2011 - 01:11 AM
£4k seems very steep though considering your only driving a 1.3i mini though..shop around is my only advice and put any parents on will lower the premium if you havent already done so..even if they wont drive the car at all
#10
Posted 26 November 2011 - 06:31 AM
It's not the self employed bit which is hindering you....
#11
Posted 26 November 2011 - 06:35 AM
By all means try to redefine your job - but if you do have to claim (even if it's not your fault) and they decide that you have mislead them you will find yourself in hot water.
#12
Posted 26 November 2011 - 07:02 AM
Yeah I think the 4 K is because I have only had my license a year and this is insurance on my 94 1.3i
no chance mate i put down for me only having been driving for a month at 21 and added every mod con im having on my mini i even included a caron fibre roof i wanted and i was quoted 1800... there is a site in the back of the mini magazine which compares classic car insurence companys this is what i did.... try it you might get a better quote
#13
Posted 26 November 2011 - 07:46 AM
Are you directing films as in "entertainment", or are they training / educational? You may be able to tweak your industry to gain a benefit.
Try the link below to see if you can get some ideas that save money but keep you legal
http://www.moneysavi...nce-job-picker/
Good luck
Steve
#14
Posted 26 November 2011 - 08:30 AM
#15
Posted 26 November 2011 - 08:33 AM
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