33 replies to this topic

[mini-luke]

you mean Director as in media direction, or "The Entertainment Industry"....

It's not the self employed bit which is hindering you....

Yes, that's the bit they don't like.

I had a list somewhere of occupations considered high risk, I'll try and find it.

[maggies_minder]

you mean Director as in media direction, or "The Entertainment Industry"....

It's not the self employed bit which is hindering you....

Yes, that's the bit they don't like.

I had a list somewhere of occupations considered high risk, I'll try and find it.

martin lewis did one once

[stevede]

you mean Director as in media direction, or "The Entertainment Industry"....

It's not the self employed bit which is hindering you....

Yes, that's the bit they don't like.

I had a list somewhere of occupations considered high risk, I'll try and find it.

martin lewis did one once

That was where the link was to in my earlier post

[golly]

I've only been refused once. that was a few years back when I wanted to insure a 500cc motorcycle. My job at the time was transporting race horses in an HGV lorry. I was classed as high risk due to my job being connected to the racing industry. At 40+, clean everything was that crazy or what?

[Giant Mini]

yea, musician etc is another high risk occupation.
declare yourself a photographer or something lower risk.
I always just say im a woodworker.. easier that way.

[se_juggles]

yea, musician etc is another high risk occupation.
declare yourself a photographer or something lower risk.
I always just say im a woodworker.. easier that way.

note tho that if you lie about your insurence it is illegal the chances of them finding out are very slim but some companys can go as far as not paying out for your car if your insurence is wrong my mate had a astra with every mod possible mod, the worth of the car was neerly 20k for a mk3 astra and because he didnt insure his bucket seats the insurence company told him to get screwed basiclly he even had to pay for the lampost he hit lool!!!

Edited by se_juggles, 26 November 2011 - 04:03 PM.

[Giant Mini]

ah, I didnt mean lie.... It was just an example of what I imagine is part of his job..

seriously, if you dont tell the insurance company you have changed seats, they can wash their hands of any claim.. I would say that it dont sound right but... we are talking about an insurance company

[minidaves]

hmm media and insurance is expensive, you may get cheaper being an film editor as you dont come in contact with people as much.

dave

[buck]

Thing is having now had a conversation with them waht do I say? Re call them and be like oh sorry I was wrong thats not what I am? surely they will call BS? itl all be on record?

[minidave1991-89]

Look around mate, to be honest when i tried to insure my mini few months ago these 'mini/classic specialists' were way more expensive than just any other insurance...got mine through RAC including breakdown for £750.00!

[Bungle]

did that include agreed value cover or are you happy with the book price of around £500 if your car is involved in a crash

[buck]

Finally sorted this out today!
Went with Graham Sykes - 1000 TPFT with breakdown and legal cover.
Better than anything else I had been offered!
Went for a really long drive after the phone call!!!

Oh just realized my MOT expired today as well..... ITS NEVER ENDING!!!

[MaxAndPaddy]

did that include agreed value cover or are you happy with the book price of around £500 if your car is involved in a crash

This is the worry, insurance company's are in business to make money not give it away. DONT LIE ABOUT ANYTHING its just not worth it and DONT BE FOOLED BY A LOW QUOTE as above you run the huge risk of only getting book price back when you've spent a fortune on it....agreed valuation is the safer option

[Sam14]

Had what i would say a simular problem with adrian flux. Just phoned about my renewal in decemeber and guess what? They wont now insure my car unless its fitted with a thatchams approved alarm thus want me to pay out another £1200. This is a fiesta 2004 1.2 already with manufactures alarm and i have my no claims, the cheeky bints went on comparasion website, the cheapest i found was around £600 without needing a bloody thatchams alarm.

just to note ive already had one years of insurance with them with the same bloody car

Edited by Sam14, 01 December 2011 - 12:08 AM.

[oltonlad]

did that include agreed value cover or are you happy with the book price of around £500 if your car is involved in a crash

This is the worry, insurance company's are in business to make money not give it away. DONT LIE ABOUT ANYTHING its just not worth it and DONT BE FOOLED BY A LOW QUOTE as above you run the huge risk of only getting book price back when you've spent a fortune on it....agreed valuation is the safer option

i agree, our car has an agreed valuation of £4000, and it costs £130 a year fully comp to insure but that is with a 3000 mile maximum, even tho our car only did about 400 miles this year, it spends most of its life covered up in the garage.