35 replies to this topic

[Cerberus]

800? How , aclassic mini ? Who with ha , i want a mini one really

Insurance will always be alot for a young driver on a new mini, mainly as its got a 1.6 engine, and I imagine also due to it being a desirable car, hence more likely to be stolen.

Bear in mind that pretty much everyone in this thread, when they say mini, is talking about a classic mni, with either a 998 or 1275 engine, and a much lower insurance group. Most of the 998s are group 2 or something aren't they?
Whereas the new Mini is 5 apparently, (thought it was higher than that).

So, basically, don't expect a miracle, chances are you will be paying more than £1k as a minimum.

[phil2]

Well for a 2002 mini one iv been quoted 3,300 over a year if i pay monthly it sounds expensive but the next cheapest one is 8.000 and even corsas and rubbish cars are 8000 i really need to find a place where u can get really cheap insurance through

[Scallywag630]

You may find a real mini is cheaper to insure.

[bluesprite]

It could be where you live rather than what car it is. If it's a higher crime area then the insurance will be priced accordingly. The people getting better prices might be on private estates and have secure garages for all we know!

[Alex_B]

well my quotes have been for on the road outside but eastbourne isnt a high crime area

[phil2]

yes, can you think of any cheaper cars i may get insurance on, minis are coming up cheapest really but it still pains me at £3000

[Samwise777]

Surprisingly it's with the RAC. On my policy I'm stated as 'a student living away' which is kinda true as I'm at college miles away and stay up there a few nights a week. That's what made the difference, couldn't believe my eyes when I got the quote- the next cheapest was closer to 3 grand like you said :/ it's a 1275 with a ton of mods so I'm pretty lucky to be honest. More advice is to always phone up and talk to them, you'll always get a cheaper quote if you phone up. Good luck with it!

[phil2]

i just looked at rac, they want me to call as the rest :@ so how old are you and how many years no claims you got when you took that out?

[phil2]

i just put in im 20, and iv had my licnse 4 months (which i will in may ) when i am actually 20, and insurance was like 2,400, so a big difference, so i might do that but look for a car now and get it if i like it.

[Matt29992]

Ur best off buying an old mini, iv had a few of my mates what have have no ncb and got insured for about £1000 without looking on classic insurance. At the price u could get a decent mini and get insured for the prices uv said just on insuring a new 1, just a thort

[phil2]

i dont understand that sorry?

[JakeJakeJake]

You could get insured on a classic mini for less than 1000, so if you spent your car budget + insurance savings you could get a really nice classic mini. Have a look in the classifieds on here, eBay, Pistonheads etc. and see if you find anything you fancy.

[phil2]

nah i dont like the classics lol

[Alex_B]

You may have just opened up a HUGE can of worms saying you prefer the new one on here,

[whuiron]

nah i dont like the classics lol

so your on a wind up then?
if your being serious dont waste your time posting here, its pretty clear this a classic mini site!

Edited by whuiron, 22 January 2012 - 11:25 PM.