26 replies to this topic

[BobJob]

Due to a silly woman driver it looks like there is going to be one less mini in the world...

 

She managed to shunt my car through someone else's, with enough force for me to then shunt the car in front!

 

I'm assuming that the car is a write off, and that it'll be send to the scrap yard, unless anyone is interested in a major project?

 

It's my first crash so not really sure what the procedure is?

 

 

Sorry if this thread is in the wrong section x

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[F1L8EY]

there will be plenty you can salvage but i recon the majority of the shell will be crushed beyond repair. dont make the mistake i did when io wa 17 and just scrap it. go through the insurance but make sure you keep the car and break it down, glass lights engine interior will all sell or buy another shell and use these bits to put it back together

 

Filbey

[mini=love]

As said go through insurance and. See what they will let you buy it back for. Is there front end damage aswell?

[BobJob]

Yea front end grill and bonnet damage, not too bad though.

 

I'm not sure I have the time (or facilities) to strip it all down.

 

Would anyone else be interested?

 

Vehicle is in Watford.

[Pigeonto]

Exactly what happened to me last Jan. Also a woman oddly. Anyway, do you have an agreed value with your insurers. I did and nearly made the mistake of allowing her insurers to take it all on. If they had it would have been scrapped because the £4500 agreed was with my insurer. I did consider accepting the 4500, waiting for the (inevitable) compensation and putting the two together to get a new shell. In the end it was a £3000 repair so it was done. Investigate all your options. It wasn't your fault so you need a good outcome. Good luck

[firstforward]

"Also a woman oddly" .......You seem surprised?

[tmarmsi]

If your going through insurance the company will write it off, car will never hold it's full value anymore because of accident marker, I know it seems horrible but if you have an agreed value take it and buy another mini, carefully think about the time and effort let alone the cost of getting the mini back on the road, if the insurance company will let you buy it back cheap enough do it but you will need to evaluate the costs of this is it worth what their asking? Could you sell parts/repair the car for the difference. Hope this advice helps

[JacckKirk]

Try keep the car as most of the parts are worth a lot , then pretty sure someone will buy the shell of you as a donor car

[Pigeonto]

"Also a woman oddly" .......You seem surprised?

    No comment.

[Ethel]

We haven't had one of these in a while, there's plenty of "case history" if you search for "Mini rear ended" and such like.

 

Standard advice applies:

 

Keep your car at home, or arrange your own storage.

Claim off the other driver's insurance - not through your own.

Don't accept their first offer, unless it's a full repair

Expect it to be written off, gather ammunition to argue over the pre-accident value, they always try to offer less.

If you opt to buy back, haggle to keep it unrecorded, or at most Cat D - certainly ask 

That's not a difficult repair on a Mini, provided there's no distortion further into the shell. There's every chance you can get it fixed for a lot less than an insurance quote if you are prepared to do some of the running round, part hunting and trim fitting yourself.

[mk1monster]

if you search for "Mini rear ended" and such like.

 

 

just not on google... Ooooooooh errrr

[BobJob]

We haven't had one of these in a while, there's plenty of "case history" if you search for "Mini rear ended" and such like.

 

Standard advice applies:

 

Keep your car at home, or arrange your own storage.

Claim off the other driver's insurance - not through your own.

Don't accept their first offer, unless it's a full repair

Expect it to be written off, gather ammunition to argue over the pre-accident value, they always try to offer less.

If you opt to buy back, haggle to keep it unrecorded, or at most Cat D - certainly ask 

That's not a difficult repair on a Mini, provided there's no distortion further into the shell. There's every chance you can get it fixed for a lot less than an insurance quote if you are prepared to do some of the running round, part hunting and trim fitting yourself.

 

Thanks.

 

" haggle to keep it unrecorded, or at most Cat D"

 

Can you explain the above a bit more?

 

Sadly a repair garage has already taken the car to estimate repair costs.

 

There a a bit of shell distortion above the driver side rear wheel arch, so perhaps the whole rear frame has been squashed?

[mk1monster]

Argh!!!! you may never see it again

 

first rule with an accident like this is "get it home" get a mate with a trailer/a van whatever and get the vehicle to your property. The insurance company will try to tell you it is now the property of the insurers.

 

they will offer you a sum of money with which "they have purchased" the vehicle for scrap, you may refuse the offer and argue that the vehicle be returned to you. however they will deduct the "scrap value" that they will have lost from the payout they have offered you, so in essence you will have then bought your car back again.

[Ethel]

That probably depends on your personal search history 

 

I had to give it a go though, http://www.theminifo...6-cursed/page-3, on the first page - I must've spent way too long on TMF.

 

ps I've since enlarge the photo and it looks a bit worse, involving the parcel shelf 'n possibly side panel, but a decent tin batterer might gets those straight.

 

It looks driveable, you could always go & collect it once they've finished if it's not too far. Insurance claims are a meal ticket, they'll happily sit on it and charge storage, so insurers will be keen to move it on to their own storage - probably an arrangement with a salvage company that will see it slip into their "food chain". Take control of that game, by keeping it yourself and making them pay your alternative travel costs instead.

You might even get away with having it recovered to your home at their expense - you'd be saving them the storage fees. You get a gold star if you can get them to pay you for storing it 

 

You'll find details of insurance write off categories online, cat D is the lowest allowing the car to just be repaired, but you're better with none as it can effect future insurance premiums & the car's value - more for insurance than resale with a Mini. Insurers like to write off cars as it draws a line under the claim: no arguments over unsatisfactory repairs. There's nothing to stop you agreeing a "full & final" settlement instead, keeping the car - just be sure it's at least as generous as the write off option.

 

It is still your property until they agree a settlement with you that says otherwise.

[skaterava]

Removed

Edited by skaterava, 01 September 2024 - 07:04 AM.