Jump to content


Photo

Insuring My Jap Import 98 Mini


  • Please log in to reply
5 replies to this topic

#1 inim_repooc

inim_repooc

    Speeding Along Now

  • Noobies
  • PipPipPipPipPip
  • 417 posts
  • Location: Derbyshire
  • Local Club: not part of one

Posted 29 June 2016 - 09:26 AM

Hi all,

I'm struggling to get any decent quotes for my mini. I am 18 and this will be my 2nd year of driving now...

The problem is that any classic insurers or young driver insurers won't touch me because my car is an 'import' which is ridiculous as we all know! Those that will give quotes are £2000 or more

If anyone could give me any help or advice on this that would be great - I have heard rumours that you don't necessarily need to declare the jdm mini as an import? Not sure if there is anything in this though
..


Thanks

Edited by inim_repooc, 29 June 2016 - 09:27 AM.


#2 Fast Ivan

Fast Ivan

    Up Into Fourth

  • Members
  • PipPipPipPipPipPipPipPipPip
  • 2,908 posts
  • Location: Earth

Posted 29 June 2016 - 10:27 AM

I'm no expert but beware of not declaring its an import - if push comes to shove you'll essentially be driving uninsured

Lets face it, if you're struggling because its an import then insurance companies obviously consider it a significant factor.



#3 inim_repooc

inim_repooc

    Speeding Along Now

  • Noobies
  • PipPipPipPipPip
  • 417 posts
  • Location: Derbyshire
  • Local Club: not part of one

Posted 29 June 2016 - 10:44 AM

I'm no expert but beware of not declaring its an import - if push comes to shove you'll essentially be driving uninsured
Lets face it, if you're struggling because its an import then insurance companies obviously consider it a significant factor.

this is what I have been thinking - I wouldn't consider not declaring this unless it's fully above board! It just seems silly that the same Company will quote me £700 no import and then £2000 with it as an import when it's a mini, the only difference being it doesn't have a headlight level switch!

#4 Steve220

Steve220

    Up Into Fourth

  • TMF+ Member
  • PipPipPipPipPipPipPipPipPip
  • 4,406 posts
  • Location: Shropshire
  • Local Club: RAF Mini Club

Posted 29 June 2016 - 10:17 PM

You'll always do better ringing insurance companies and getting them to play off each other.

#5 Daz1968

Daz1968

    Up Into Fourth

  • Members
  • PipPipPipPipPipPipPipPipPip
  • 2,036 posts
  • Location: Dudley

Posted 01 July 2016 - 04:24 PM

A plan thatcham branch is who I use for Japanese import, not a mini but they do specialise in imports, only issue is your age as unsure if they would quote, maybe worth a call

#6 DJS911

DJS911

    Mini Mad

  • Members
  • PipPipPipPip
  • 240 posts
  • Location: South East Cornwall

Posted 01 July 2016 - 07:43 PM

My 911 is a LHD import and I have it insured with Admiral on a classic policy with an agreed valuation & limited mileage.
Cost is just under £100/year but then I am a bit older than you!

Might be worth giving them a try?




0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users

Mini Spares