71 replies to this topic

[Natalie]

Footman James (don't insure < 25)

They do. You can insure minis on classic policys with them really cheaply. The conditions are that they're limited mileage, have to be over 15 years old and you have to have a full liecence

Footman James no.
New enquiries (Sales)Tel: 0845 458 6782

Edited by PinkGirly, 18 September 2007 - 04:21 PM.

[Bromie]

Yeah, list to show what i got:

Confused.com - £2400 (Post Office cheapest quote out of about 7)
AA - £1700
Footman James - won't insure drivers under 25
HIC - internet quote broke so will have to phone
Tesco.com - £2600

These were with the Cooper (except HIC, which didn't work anyway) so will have to keep going. I want to settle on one particular model which i'll be happy with and will enjoy owning so that i can concentrate on quotes just for that car. That's why i was unsure about the engine sizes and power. I expect the only way i'll know which one i'll be happy with is to test drive some of them to see which one i'm happiest with. I just want a car that's cheap to run (insurance, fuel, parts and tax), easy to fix, and yet still forces you to drive 2 hours out of the way just so you can enjoy the engine noise and handling on country roads.

[yorkshirechris]

Yeah, list to show what i got:

Confused.com - £2400 (Post Office cheapest quote out of about 7)
AA - £1700
Footman James - won't insure drivers under 25
HIC - internet quote broke so will have to phone
Tesco.com - £2600

These were with the Cooper (except HIC, which didn't work anyway) so will have to keep going. I want to settle on one particular model which i'll be happy with and will enjoy owning so that i can concentrate on quotes just for that car. That's why i was unsure about the engine sizes and power. I expect the only way i'll know which one i'll be happy with is to test drive some of them to see which one i'm happiest with. I just want a car that's cheap to run (insurance, fuel, parts and tax), easy to fix, and yet still forces you to drive 2 hours out of the way just so you can enjoy the engine noise and handling on country roads.

I'm happy with my 998cc Mayfair, it has a couple of small mods but nothing major. It's a perfect starter car.

[Jammy]

Well to put things into perspective, in my first year of driving, I was insured with HIC on a modified mini with 70bhp over standard output for £2k a year.

They sound like they have been done over the internet? I'm sorry to say if thats the case your going to have to pick up the phone, otherwise you'll never find the cheapest quote.

[Natalie]

What's the point in asking for advice if you don't read what people are saying

Footman James - won't insure drivers under 25

I believe it's always better to phone insurance companies than get a quote online as you are speaking to them directly therefore the quote can't make assumptions.
I also think there are few members on here that are under 25 but insured with Footman James but this can only be done over the telephone and not on their website.

Footman James (don't insure < 25)

They do. You can insure minis on classic policys with them really cheaply. The conditions are that they're limited mileage, have to be over 15 years old and you have to have a full liecence

Footman James no.
New enquiries (Sales)Tel: 0845 458 6782 )

Edited by PinkGirly, 18 September 2007 - 06:50 PM.

[Mini_Magic]

Have you tried Elephant yet?

[TimS]

Pic up the dog and bone! Internet is rubbish for getting cheap quotes.

[Bromie]

Thanks again for the help, but sorry PinkGirly for not seeing a small line of text. I'm not getting a car 'till next year, so don't have an urgency to look for quotes, so don't start moaning at me if i don't rush out and phone every insurance company out there on the first day of creating this post. I am listening to all the advice people are giving me, but keep asking questions because i tend to research things in great detail, so keep asking for more specific information off as many people as possible.
I go to university and work quite a few nights a week, so haven't got a lot of free time to look at insurance. That's why i'm doing this now - so that when i come to buy a car (hopefully a Mini), i'll know exactly what model to look for, where to get it, and how much it will cost to run. This is another reason why i keep asking the same questions - so that more and more people in my situation will be able to tell me what happened with their car, insurance, etc., from all over the forum.

Sorry about the general moan, but thanks to everyone else who offered constructive help.

[Jammy]

Without trying to sound unhelpful (again), but if your not looking at getting your mini til next year then there really isn't any point in looking at insurance til then! Your quote can be the difference between black and white in the space of a few months, due to changes within the insurance industry, time of the year, how many leaves there are on the tress, and also your personal circumstances.

[Natalie]

how many leaves there are on the tress,

So am I better off getting a quote in Spring time or Autumn?? Perhaps even Winter?? Oh no I'm confused

[Jammy]

how many leaves there are on the tress,

So am I better off getting a quote in Spring time or Autumn?? Perhaps even Winter?? Oh no I'm confused

You need confused.com then!

[Natalie]

I looked there was no questions about the seasons or nuffink

[mycoolmini04]

I've only just joined this forum, just so i can ask everyone here for some much needed advice!

I'm 20 in November, and don't have a car yet. However, i'm saving my university student loan this year (second year - Automotive Engineering) so that i can buy a car by about June next year. I have looked at so many classic cars that fit my price range (about £2600), and finally settled on a (red?) Austin Mini Cooper.

I wanted a car that sounded nice (modern cars are really boring), looked interesting, and was quite reliable and cheap to run (but still allowed me to tinker about with it, without me accidentally rewiring the fuel line to the dash vents). After looking around, the Mini seems like that car. Also, i was hoping to try and make it look like a Mini from the Italian Job (bonnet belts, three spot lights, mesh light covers, etc.) without buying a Cooper S, which i think is out of my price range. I have looked in plenty of places and have found thousands of Coopers that fit my requirements, with most recently restored or in good, rust-free conditions.

However, the massive problem i'm having is finding insurance quotes that don;t cost as much as the car! I've looked at Confused.com, Footman James (don't insure < 25), Tesco, Admiral and hundreds more, but they all quote around £2600!!! (except Admiral - that was £1700 third party). I'm 19 (will be 20 when i get car), no convictions, crashes or general naughtiness, passed in Feb 2006, am at university, etc, etc. In other words, a perfect candidate for insurance except for the NCB (named driver on mum's car). I even tried putting my dad (everything clean, passed '87) on as a named driver, which reduced the price by about £200. But, no matter what i do, i just can't find a reasonable quote for insurance.

I was reading the thread on how much drivers under 20 were quoted for their Mini's, and they all seem to get £500 - £1000 somehow, which i get nowhere near. The thread was from 2005, but has insurance changed that much in 2 years?

So basically, i'm asking anyone around the age 19 who has insured a Mini of any kind to come forward and help me find a quote i can afford. I've tried everything, so was wondering how the people i've been reading about have gotten quotes so low. Any help would be tremendously appreciated.

Thanks,
Dan.

P.S. Forum looks really helpful for when (if?) i get a Mini!

try liverpool and victoria now known as LV. in my opinion they do the cheapest insurance i know of
and i spent 6 months getting the best quote i could whilst trying to pass my driving test.

i got insured on a mini designer 998cc with 5 listed mods for £996.

i then put a 1275 in my mini and the insurance went up to £1300 and this was at the age of 17
so not bad a?
let me know if you get a good quote.

oli

[Jammy]

Be careful though, cheapest is not always the best. I know there was someone on here who when it came to claim time had HUGE problems with L.V. They switched companies after that, even though the company they went to weren't the cheapest they had a good (its all relative in the insurance industry) reputation.

[Mini_Magic]

how many leaves there are on the tress,

So am I better off getting a quote in Spring time or Autumn?? Perhaps even Winter?? Oh no I'm confused

You need confused.com then!

"Does seaching for car insurance drive you crazy? So many companies, asking your details over and over again!"

"CONFUSED DOT COM!!!"

Can't believe I know the words to an advert off by heart!