a secondary hand action" to get out (or something equally ridiculous)
Not ridiculous at all. Do you think people make these rules up without thinking about it? Many years of testing and experiments have shown that in the event of a crash, people almost always forget how to release any seatbelt that doesn't undo with a simple button push. You probably think you're very familiar with it because you use it every day but believe me, it is very likely that in a crash you would forget. It happens in air crashes, and lets face it the passenger seatbelts in aircraft aren't exactly complicated. It happens in racecars, even though the drivers use their belts every day and are well used to crashing. How often do you see a driver stuck in their car for a few minutes? Until a marshal releases them or they get their composure back and remember how to do it. Also think about your passenger, they may not have done the course in how your seatbelts work before you crash into the back of the car in front. Imagine you're unconcious, they aren't and the car is burning or trapped on the carriageway with the passenger door facing traffic. They don't know how the belt works and can't get out. Finally, think about the emergency services who put themselves at risk to haul your unconcious body out of the burning car. Frankly if it comes to a choice between my wife (a Paramedic) having to spend a few extra minutes at risk in your burning car trying to get you free because your belt doesn't comply with the law or her standing back and watching you burn, I know what I'd choose.
Another reason to use E marked belts is that they are constructed differently. E marked belts use 2" webbing that stretches a bit in a crash and decelerates you. FIA spec belts use 3" static webbing that simply does not stretch. Yes it might look better if that's the style you're after but it will do a lot more damage to you in a crash. That's why you must always have all of the belt in use and not simply some parts of it, the more straps you have the more it spreads the load over your body. If the harness comes with 5 straps, use all of them every day and not just the three that make it look like a normal seatbelt as many people do.