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Advice To Young Drivers Struggling With Insurance


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#46 tomsbluemini

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Posted 20 May 2010 - 09:47 AM

I did my IAM test, best thing that ever happened to my insurance... Then again I get automatic membership through work so I didn't have to pay full price, got it cheap :)

#47 brightpink

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Posted 20 May 2010 - 10:37 AM

When i passed my test last year i phoned FJ for a quote £2000 fully comp for my mini with 1275 engine.

Adrian flux quoted the same for fully comp and £1100 TPFT. I chose that option.

This year i found a quote with someone from mini mag/world (cant remember which) for £700 fully comp, unlimited miles, breakdown, windscreen cover, key cover, hire car and all other bits.

#48 maryquant

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Posted 20 May 2010 - 10:41 AM

My tip would be get married to a woman twice your age, then get the insurance in her name :) £102 a year :D

On a serious note though, didnt the IAM test get canned in favour of the PassPlus? Or am I mistaken?

#49 Scallywag630

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Posted 20 May 2010 - 01:45 PM

My tip would be get married to a woman twice your age, then get the insurance in her name ;) £102 a year :D

On a serious note though, didnt the IAM test get canned in favour of the PassPlus? Or am I mistaken?



I think the Institute of Advanced Motorists (IAM) is still active, and PassPlus is for new drivers. Re marrrying a woman twice my age....unfortuneately she'd be more than likely dead at 113!!!!!! :(

Edited by Scallywag630, 20 May 2010 - 01:45 PM.


#50 BenH

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Posted 20 May 2010 - 04:28 PM

My tip would be get married to a woman twice your age, then get the insurance in her name ;) £102 a year :D

On a serious note though, didnt the IAM test get canned in favour of the PassPlus? Or am I mistaken?



I think the Institute of Advanced Motorists (IAM) is still active, and PassPlus is for new drivers. Re marrrying a woman twice my age....unfortuneately she'd be more than likely dead at 113!!!!!! :(



haha !

i rang adrian flux and declared every single mod down to the last sticker. 3 a4 pages to be exact!
see how modded my car is on my project page

im 21 with a revoked licence 6 points and they quoted me 2160 a year 3rd party aha

try lancashire insurance (back of minimag/world
seems that if youve got a modified car you can just chose one of there guarenteed quotes and you dont have to give them hardy any information, not even if youve got points on your licence! wheres the cars kept etc

its very strange,iv never known an insurance quote like it.

going to try fj tommorow to see what they quote

#51 lil rambo

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Posted 26 May 2010 - 03:09 PM

Is it just me doing something wrong or what? as FJ won't give me a quote due to being 18 as they only insure 25-74 year olds. Any advice would be very useful as my cheapest quote is about £3500...

#52 MobyMini

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Posted 11 June 2010 - 10:59 AM

Is it just me doing something wrong or what? as FJ won't give me a quote due to being 18 as they only insure 25-74 year olds. Any advice would be very useful as my cheapest quote is about £3500...


Are you doing it online?

#53 liam1288

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Posted 11 June 2010 - 01:25 PM

i recently renewed mine, didnt try fj went with a random 'green conpany' lol but my quote went down a bit when i added my girlfriend as a named provisional driver! thought that was a bit random as she hasn't even passed! but i guess its because it shares the responsability and they favour female drivers...

#54 BenH

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Posted 11 June 2010 - 07:52 PM

ok so i rang up footman james today for a quote as i couldnt do it online. They wouldnt touch me with a barge pole! said they do not insure drivers anymore who have increased their engine performance by 10% or more.

oh well Adrian flux £190 a month it is then!

#55 pauly_boi

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Posted 12 June 2010 - 12:02 AM

might be worth trying Aviva. everyone was offering me £1300 a year. They offered me £968 with mods covered and payout of the value i paid on the mini (£4500)

#56 BenH

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Posted 14 June 2010 - 08:07 PM

ooo iv never tried them. i started with adrian flux but then they put me throught to AIG. would i get a better quote if i rang AIG up instead of being passed on by Adrian?

#57 daniel190

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Posted 18 June 2010 - 07:39 PM

ive just got insurance with footman james for £551.94 im 18 with no NCB, so give them a ring,

#58 minimad01

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Posted 18 June 2010 - 08:43 PM

was this with mods declared because i done a qoute on mine an it was £620 TPFT standard so i just wondered if you told them it had a mg metro engine ? as iv got a standard 998 an realy it does lack a bit of power compared to the newer sort of cars that my friends have

#59 Mursell14

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Posted 21 June 2010 - 11:54 AM

Just wanted to check to see how much it would cost me with Footman James to get insurance for a 1978 Mini Clubman 1275gt that i want.

I am 32 and have been driving since i was 18.

I had a quote of £140.10 fully comp.

So i'm over the moon with that, and the Mini will be tax exempt due to it being over 25 years old.

#60 The_Mistro

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Posted 21 June 2010 - 12:22 PM

footman james insures my 1996 as a classic car, because its a Mini! so im guessing the car being over 15 is for only online quotes, as well as the mods and age of drivers, as my car is modded and im only 20!




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