63 replies to this topic

[david@skeggyminis]

getting a rolling road report showing the bhp and send that to the insurance helped get my sons price down when he was 17 they wanted about £2000 sent the report in and the price came back at lest then a £1000

[TfcIan]

All these <£1000, surely they're TPFT and not FC? I can't believe a 17-yo would be so low on a 998, let alone a 1275.

[david@skeggyminis]

All these <£1000, surely they're TPFT and not FC? I can't believe a 17-yo would be so low on a 998, let alone a 1275.

my sons was a 1275 Full comp with rollcage bucket seats lowered 7x13 wheels non standard paint

[79marty91]

thinking of joining a club!!! im 21 and paying £700 on a 998! no trick or any thing added!(that iv told them ) and that with 3 years no clams!!! wonder what footman James would offer???

[cjg199]

I'm 17 and drive a 1275 Unmodded mini, apart from new arches and a few other cosmetic touches. Costs me £600, passed in March

dude, who the hell are you with1?! im lookin in the wrong place, best ive got is 2200 for a standard 998!

[Archa]

just phoned up fluxdirect to inquire about my quote on the online compare sites, they said that they don't register mods on the compare sites so they phone you afterwards with the real quote but they do also give 12.5% club members discount with the mods and the discount it still puts it up though, so having a stage 1 kit puts it up from £990 to £1070, and that is also including the discount.

Archer.

[tomtaylor1994]

All these <£1000, surely they're TPFT and not FC? I can't believe a 17-yo would be so low on a 998, let alone a 1275.

Mine is FC, wouldn't dream of TPFTing my mini!

[markosparko1994]

Any modifications from a std production will affect your insurance..........I put alloys many years ago without telling the insurance co and I was not insured..........so always tell them even if you just change the radio headset.................

Not true for all insurance companies, I'm on footman James and a woman I talked to on their call line said they charge extra for extra BHP

[project mini chris]

I'm 16 atm, and have had quotes of £1400 FC and £1190 TPFT at 17, with a completely standard 998.. I think declaring the stage 1 stuff boosted it up to around £1800?

[OllieTheWelder]

I need to look into this as I'm also 16, 17 in october. I think I may have to sell and get a 125cc

[holmesy]

im 17 and paid 1200 for my limited edition Mini 30 with fully comp but keep forgetting to tell them that i put a stage 1 kit on (maybe because they don't accept mods for under 25's). quick fit gave me a quote of 1600 fully comp for my 3litre MGC roadster so will be getting that once ive finished the restoration this month

[JimminyBob]

My insurance cost me £755. Fully Comp, 998 Mayfair, Provisional (Hopefully not for too much longer!) Will go up to £1500 once I've passed.

[skinnyminny]

I got £900 TPF&T for an 18 year old, 4k mile limit from Footman James on a 998cc with stage 1. But I had written off a car 6 months previously at a cost of £4k. Now I have a years no claims I'm looking at £600 fully comp for the same.

[M J W J]

My 998 5 years ago cost me £1153 to insure tpft. How are you lot getting it so low? The only way I could of got it at that price was to be a named driver on my mums insurance but that's fraud and most insurance companies realised my mum had 3 cars insured to her name.

I pay £478 for my astra now and I am 22 with 5 years ncb and no convictions. Also I live in a really secure place.

[waddle]

third parth fire and fetht or fully comp dosent tend to make much diffrence, because in the event you shunt a footballer off the road in his bently and snap his leg , the 1500 your cars worth is prety in segnificant